Our Associates

Benjamin A. Harding, CLU®, CFP®, ChFC®

Benjamin A. Harding, Chartered Life Underwriter®, CERTIFIED FINANCIAL PLANNERTM has been in the insurance and financial services industry since 2002. Ben focuses in working with owners of small businesses and families with Fee Based Comprehensive Financial Planning1. Ben helps his clients gain focus on what is most important to them; create a plan to help achieve and protect these goals; and then execute and monitor them over many years. Ben frequently works with small closely held businesses on their succession and exit strategies as well. Ben has been a qualifier annually since 2003 to the Million Dollar Round Table2, a 2013, 2014, 2015, and Court of the Table qualifier, and has been a mentor to many agents in helping them achieve membership to the organization. He served as Chair of the Young Professional Alliance of Boston for two years, and in 2012/ 2013 served as the President for the Massachusetts Chapter of the National Association of Insurance and Financial Advisors. Ben was a qualifier of the Chairman's Council at New York Life in 2011, and a graduate from the Leaders in Life Insurance Institute of NAIFA. Ben has been a featured speaker at the Massachusetts Society of Certified Public Accountants, and also at the New Hampshire NAIFA Sales Conference. Ben also serves as the Political Involvement Leader to the Boston General Office of New York Life.

Ben grew up in Freeport, Maine and currently resides in Massachusetts with his wife, Kimberly. Ben enjoys downhill skiing and spending time on the ocean in Maine. Ben went to college at the University of Miami and majored in Marketing and Management.


Kimberly A. Harding, CLU®, CLTC

Kimberly A. Harding, Chartered Life Underwriter and Certified in Long-Term Care, has been in the financial services and insurance industry since 2003. Kim focuses on working with retirees in the areas of Estate and Long Term Care Insurance planning and helps these individuals find creative solutions to protect their lifestyle in retirement, and efficiently transfer their assets to loved ones and charities. Kim is a Court of the Table member of the Million Dollar Round Table2 for 2013, 2014, 2015 and serves as the Chair of the NextGen committee for the association. She has also been a member of the National Association of Insurance and Financial Advisors since 2003, and currently serves on the Legislative Committee of the Massachusetts chapter. Kim has been a Chairman’s Council Qualifier annually since 2013 for New York Life and is a Political Involvement Leader for the Boston General office.

Kim was raised in Walpole, Massachusetts and currently resides with her husband in Massachusetts. She is a graduate of Virginia Polytechnic Institute and State University and received a Bachelor of Science degree in Business. Kim enjoys traveling, skiing, running, Boston sports, Virginia Tech football, and spending time with her family and friends.


Robert Doherty, CLU®
Financial Advisor1

Robert Doherty has worked in the insurance and financial services industry since 2008. He has been a qualifying member of the Million Dollar Round Table2 in 2013, 2014, 2015, and has also been a member of the National Association of Insurance and Financial Advisors annually. Robert focuses in working with families to develop and implement specific strategies to help accomplish both short and long term financial objectives. He works with many families helping them with retirement, college planning, and income replacement. Robert is a graduate of Johnson and Wales University and received a Bachelor of Science degree in Business.

Robert grew up in Woburn, Massachusetts and currently resides in Woburn. He coaches Woburn Youth wrestling and is also the director of Woburn Youth Wrestling Corp. Rob enjoys hiking, coaching, traveling and spending time with friends and family.


Matthew S. Angel
Financial Advisor1

Matthew S. Angel, Financial Advisor, has been in the financial industry since 2007. Matt focuses in working with young families, owners of small businesses, and retirees. Matt helps formulate, crystallize, and achieve short and long term financial goals for his clients. Matt has been a member of the Million Dollar Round Table2 since 2014 and has been a New York Life Executive Council qualifier annually since 2010. He has also been a member of the National Association for Insurance and Financial Advisors annually since 2011.

Matt was born and raised in Hopkinton, Massachusetts and currently lives in Plymouth, MA with his wife Kathryn, who is a Physician Assistant. Matt enjoys traveling, golfing, and playing lacrosse and basketball. He currently coaches youth lacrosse in Duxbury, MA. Matt graduated from Stonehill College in 2007 with a degree in Finance.


Lauren Kupris
Director of Client Management

Lauren Kupris has worked with Harding Financial and Insurance since 2008 and is the Director of Client Management. She is in charge of client implementation, account processing and office management. As a licensed service assistant, Lauren helps provide outstanding customer service to clients of Harding Financial and Insurance through diligent service and excellent communication with all clients.

Lauren was raised and resides in Woburn, Massachusetts with her family. She enjoys traveling, working out, spending time laughing with friends and family, and summers in Maine.



Marcos Navarro
Case Analyst

Marcos Navarro is a Case Analyst with Harding Financial and Insurance. He assists in the financial planning process which is tailored to each individual's needs and goals, as well as assisting in the preparation of client meetings. In addition to analysis and preparation, Marcos is the point of contact and the firm's resource for our wealth management tool. Marcos has worked with Harding Financial and Insurance since September 2015.

Marcos was raised in Cambridge, Massachusetts and currently resides in Woburn. Marcos enjoys spending time with family and friends, camping, traveling, and playing sports.

1Investment Advisory and Financial Planning services offered through Eagle Strategies LLC, A Registered Investment Adviser.

2The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

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